A smarter way to prepare your home for sale. Available only to Nest clients, Seller’s Advantage offers upfront funds for staging, repairs, and strategic upgrades—helping homes show better, sell faster, and maximize value, with repayment at closing. Preparing your home for the market can feel overwhelming. Small projects can have a big impact, but they also take time, money, and coordination. Nest Seller’s Advantage gives you an unsecured line of credit to make improvements before you list. From staging and fresh paint to repairs and system upgrades, it helps unlock your home’s potential so it shows - and sells - at its best, with nothing due until closing. How it works: 1. Apply in minutes: Apply online in just a few minutes. Once approved, your funds are available right away. There’s no impact to your credit score when you apply and no lien is placed on your home. 2. Use funds for home prep: Use any contractor or shop at any home improvement vendor. You’ll receive a debit card for convenient spending. And if cards aren’t accepted, you can pay by bank transfer or have a check mailed directly to the vendor. 3. Repay easily at closing: Nothing is due until your home closes (or 12 months, whichever is sooner). Interest accrues only on the funds you actually use. As closing approaches, you’ll receive clear instructions on how the loan will be repaid at settlement. The possibilities & benefits are endless. Sellers often use Nest Seller’s Advantage for projects like: Staging and styling, Interior and exterior painting, Flooring updates and refinishing, Landscaping and outdoor clean-up, Repairs and punch-list items, System upgrades (HVAC, electrical, plumbing), Temporary housing during renovations. These updates can enhance your home’s appeal, attract more buyers, increase perceived value, and help support a faster, higher-value sale. Fast, Flexible Access When You Need It: Use your funds as soon as you’re approved with a dedicated debit card designed for easy, trackable spending. Whether you’re paying a contractor, picking up materials, or covering project essentials, everything you need to move your listing forward is right at your fingertips.